The appraisal must have been completed within 150 days of loan closing. Appraisals that are older than 150 days prior to loan closing are eligible for an appraisal update as indicated in this Chapter.
The usda appraisal fee is usually paid in advance (to lender or appraisal management company) by the home buyer after the contract is executed and approved. Depending on how the sales contract /sellers concessions are structured, home buyers can often receive this fee back, along with their deposit at closing.
usda appraisals generally range in costs from $450 to$ 550 depending on the area and appraiser availability. This is an expense charged to the buyer’s credit card directly from the appraisal management company.
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