Category: Insurance

How to Clean the Inside of a Metal Water Bottle

Metal water bottles have been all-the-rage for a couple of years now. Not only are they friendlier for the environment, but they’re also more cost-effective than purchasing disposable plastic water bottles.

Another great thing about metal water bottles is they’re more durable than plastic or glass bottles. Like all other bottles, however, it’s important to keep mold and unwanted bacteria out of your metal water bottle, so cleaning it regularly is highly recommended.

If you’re wondering how to clean the inside of a metal water bottle, fortunately, all you need is a few household items to start cleaning. If you’re looking for different ways to clean your metal water bottle, you’ve come to the right place! Whether it’s a just quick solution or a more thorough cleaning process, we’ve got you covered.

  • Simple cleaning
  • Cleaning your lid
  • Cleaning your straw
  • Deep cleaning

cleaning metal water bottle

The simple cleaning process

To start cleaning your metal water bottle, gather the following household cleaning items:

  • Baking soda
  • White vinegar
  • Sponge or bottle brush

Cleaning your metal water bottle

  1. The first thing you’ll want to do is to remove the lid, then pour a couple of tablespoons of white vinegar into the bottle. From there, screw the lid back on and shake the bottle well to evenly coat the sides of the bottle.
  2. Remove the lid, keep the vinegar inside and fill the bottle with water until it’s about halfway full. Next, take your sponge or bottle brush and scrub the insides, then remove the brush. Screw the lid on once more and shake again.
  3. Pour the contents out and rinse thoroughly with hot water.
  4. Your metal water bottle will be as clean as new.

If the smell of vinegar isn’t for you or if you’re on the go, there’s another option for cleaning your metal water bottle — cleaning tablets. All you have to do is add some water to the bottle you wish to clean, drop in a tablet and shake it like it’s your job.

They’ll completely dissolve while shaking so there’s no need for a bottle brush or any other tools. Once it’s dissolved dump out the water and rinse the bottle once more.

One thing to keep in mind is that the tables are, of course, single-use.

water bottle lid cleaning

The simple lid cleaning process

Cleaning your metal water bottle is really as simple as that. But what about the lids? People often neglect cleaning the lids of their water bottles. The lids are important to clean because they collect a lot of dust and other bacteria throughout the day as you touch the top of the water bottle frequently. Luckily, the lids are just as easy to clean as the bottles.

To start cleaning your lid, gather the following items:

  • Baking soda
  • Dish soap
  • Q-tips

Cleaning your metal water bottle’s lid

  1. First, you need to fill a bowl with hot water and baking soda.
  2. Soak the lids and caps in the hot water and baking soda for approximately 2-3 hours.
  3. After 2-3 hours have passed, rinse out the lids with hot water and dish soap.
  4. Use Q-tips to clean any other hard to reach areas within the lid.
  5. Rinse fully with hot water and your lid should be good to go.

water bottle straw cleaning

The simple straw cleaning process

Similar to lids, bottle straws are often forgotten. To start the cleaning process grab the following items:

  • Hot water
  • Dishwashing liquid
  • Straw brush or pipe cleaners

Cleaning your metal water bottle’s straw

  1. First mix the hot water and dishwashing liquid in a bowl.
  2. Dip the brush or pipe cleaner into the solution and insert it into the straw. Keep in mind that the brush should be big enough to touch all sides of the brush.
  3. Rinse out the straw with water and you are ready to go.

bottle brush

Do a deep clean!

If you’re in a rush, doing a quick clean as mentioned above should do the trick. However, it’s suggested that you should do a deep clean at least once per month depending on how often you use your water bottle. If you use your water bottle daily, you might want to deep clean your bottle weekly.

Deep cleaning your metal water bottle

To deep clean your metal water bottle, it’ll require a bit more time and attention. Consider utilizing these two ideas below for deep cleaning your water bottle.

  1. Fill your metal water bottle with boiling water and let it sit overnight. In the morning, rinse out the water bottle and wash intensely with dish soap. The boiling water will disinfect germs and get unwanted bacteria out.
  2. Consider getting a bottle brush. A bottle brush helps you clean hard to reach areas and scrubs the bottom and sides of your water bottle. Just fill your metal water bottle with boiling water and mix in some dish soap. Then, use your bottle brush to get a good scrub in. The bottle brush will get any mold that’s accrued over time out quickly.

By using either of these two cleaning methods, you’ll ensure your water bottle is free of bacteria and any built-up mold. To deep clean the lids, you can and should soak the lids in boiling water overnight, as well. It works like magic!

Clean your metal bottle regularly

As noted above, metal water bottles are easy to clean, yet people often neglect cleaning them. Now that you know how to clean the inside of a metal water bottle don’t be that person that lets their water bottle sit in the car without being cleaned for months on end.

Letting bacteria and mold creep in can affect your health in negative ways. Stay healthy by cleaning it out regularly and doing a deep clean at least once per month. Perhaps consider adding it to your spring cleaning schedule and then, you’ll never forget!

The post How to Clean the Inside of a Metal Water Bottle appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

How to Remove Permanent Marker From Any Surface

Permanent markers are essential in every craft room and household.

They are great for creating lasting memories through artwork, writing labels on metals and plastics to help keep your home organized and even covering up scuffs on shoes.

Although the name suggests otherwise, if you accidentally get permanent marker on a surface you didn’t intend, or one ends up in the hands of a very young, but very inspired creative, there are ways to remove it.

Permanent marker can be removed from a variety of surfaces using basic household cleaners and materials. So grab an old towel or washcloth that you don’t mind the strain potentially transferring onto, and follow the instructions below to learn how to remove permanent marker from any surface.

  • Remove from plastic
  • Remove from clothes
  • Remove from wood
  • Remove from skin
  • Remove from other surfaces

How to remove permanent marker from plastic

writing leftovers on plastic container with permanent marker

If you had used a permanent marker to label a plastic item and now want to alter that label, you can use a dry-erase marker to remove the writing. A dry-erase marker works well for getting permanent marker off of plastic because it contains rubbing alcohol.

Follow these steps:

  1. Color over the permanent marker with the dry-erase marker
  2. Wipe away
  3. Repeat the process if needed

How to remove permanent marker from clothes

using hairspray to remove a stain from a shirt

If you got a permanent marker stain on one of your favorite clothing items, don’t fret. There are a number of different methods you can use to get it out of different clothing fabrics. Below are tips for removing permanent marker stains from cotton, leather and wool.

Cotton

Hairspray is an effective way to remove permanent marker from cotton. Be sure that the hairspray contains alcohol, as not all hairspray products do, and this component is critical for removing the stain.

Follow these three steps to clean your cotton item:

  1. Apply hairspray to the area until it feels wet
  2. Let it sit for 15 minutes
  3. Put clothing item in the washing machine without other items in case the stain bleeds
  4. Run on warm with detergent

Leather

You can remove permanent marker from leather, without damaging the fabric, using white vinegar.

Follow these three steps to clean your leather item:

  1. Dab vinegar onto the stain with a cloth
  2. Let it sit for a few minutes
  3. Use the same cloth to wipe off the stain using a circular motion

Wool

Hairspray is also an effective way to remove permanent marker from wool. Instead of tossing the item in the wash after setting the stain with hairspray, you can handwash it to prevent damage to the item.

Follow these steps to clean your wool item:

  1. Apply hairspray to the area until it feels wet
  2. Let it sit for 15 minutes
  3. Hand wash the item with cold water

How to remove permanent marker from wood

removing permanent marker from wood with toothbrush

Not only does toothpaste fight stains in your mouth, but it can also fight stains on your wood furniture or floors. The abrasive quality of toothpaste helps to gently remove the dye without dissolving it. It’s best to use a baking soda toothpaste, but if you don’t have one you can simply mix baking soda with the toothpaste you have. Skip the gel toothpaste, it won’t work.

Here’s how to do it:

  1. Apply toothpaste to a cloth or you can even use an old toothbrush!
  2. Rub into the wood, going with the grain
  3. Repeat as needed

How to remove permanent marker from skin

using hand sanitizer to remove permanent marker from hand

It turns out that hand sanitizer not only can clean your hands of germs but also can be used to remove permanent marker from your skin:

    1. Squirt a dab of hand sanitizer into your hand or on a cloth
    2. Rub directly into the stain
    3. Wipe away with a cloth

How to remove permanent marker from other surfaces

putting rubbing alcohol on a cloth

If permanent marker ended up on one of your upholstered furniture pieces, a stainless steel appliance, wall, carpet or glass item, you can remove the stain using the techniques we breakdown below.

Upholstery

Use rubbing alcohol to remove permanent marker from upholstery. It’s best to blot the area with the rubbing alcohol instead of rubbing as it’s possible to actually massage the stain further into the fabric.

Follow these simple steps using rubbing alcohol:

  1. Apply rubbing alcohol to a clean cloth
  2. Blot the area
  3. Wash away the remaining rubbing alcohol using a clean damp cloth

Metal

Similar to plastic, dry-erase markers work well to remove permanent marker from metal. So if permanent marker ends up on one of your stainless steel appliances, follow the steps below. Keep in mind, you may have to repeat this process a couple of times to fully remove the stain.

  1. Color over the stain with a dry-erase marker
  2. Wipe away

Wall

Toothpaste for the win, again! Toothpaste also works great for removing permanent marker from walls without causing damage. As previously mentioned, skip the gel toothpaste and ideally choose one that contains baking soda. Then follow these steps:

  1. Apply toothpaste directly to the wall stain
  2. Allow it to sit for 5–10 minutes
  3. Scrub the mark in a circular motion
  4. Wipe the remaining toothpaste away with a damp cloth

Carpet

To remove permanent marker from the carpet, just like with upholstery, you can use rubbing alcohol. Remember, blot the area with the rubbing alcohol instead of rubbing so you don’t rub the stain further into the carpet. Follow these steps below:

  1. Apply rubbing alcohol to a clean cloth
  2. Blot the area
  3. Using a damp, clean cloth, wipe away the remaining rubbing alcohol

Glass

If permanent marker ends up on one of your glass items, such as a window or mirror, you can remove it with nail polish remover or rubbing alcohol by doing the following:

  1. Apply remover of your choice to a cloth
  2. Rub the strain
  3. Use a clean cloth and a multipurpose or glass cleaner to wipe away

Dry-erase boards

In addition to working well to remove stains from walls and plastic, dry-erase markers can be used to remedy a situation where you may have mistakenly used permanent marker on a dry-erase board. In two steps, you can pretend as though nothing ever happened:

  1. Write over the stain with a dry-erase marker
  2. Wipe away with a clean cloth

Few things in life are truly permanent

You may have to repeat the steps laid out above a few times to be successful, but with a little effort and patience, you can remove most permanent marker stains. For additional cleaning hacks, be sure to check out our cleaning and maintenance tips.

The post How to Remove Permanent Marker From Any Surface appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.

Source: apartmentguide.com

Choosing a Health Plan

In a lot of cases, our health insurance coverage comes from a group plan that is offered to you by your employer or by your spouse’s employer. For individuals who do not have insurance through their employer, individual policies exist as an option as well. 

Of course, you can also opt for having no coverage at all, but in the case of an emergency, this could be detrimental to your financial health. No matter your age or marital status, it’s worth looking into your options for a good health care plan to protect yourself from a medically-induced financial struggle. 

No matter what kind of plan you choose, there will always be some out-of-pocket expenses, which means you’ll have some decisions to make. Deciding what type of healthcare plan to choose can be stressful, but it doesn’t have to be overwhelming. In the sections below, we will discuss the key factors that play into choosing the right health insurance plan. 

Types of health plans available 

There are a lot of different terms to learn when sorting through health insurance plans, and each of them come with their own set of distinctions. Before we discuss the difference between HMOs, PPOs, POS Plans and Indemnity plans, it’s important to start with the most common types of health insurance categories: 

  • Indemnity of Fee-for-Service Plans: Health insurance plans that enable you to go to any doctor or specialist that you want without a referral are called indemnity, fee-for-service, or point of service (POS) plans. The insurance company will cover a predetermined amount of your medical expenses, and you will be responsible for the remaining balance. These plans tend to be the most flexible since there are no set restrictions on the medical providers you’re allowed to use, and you are usually not required to choose a primary care physician. 
  • Health Maintenance Organizations (HMOs): A Health Maintenance Organization (HMO) is a band of healthcare professionals and medical facilities that offer a set package of medical services at a fixed rate. This plan does require that you have a primary care physician (PCP), who would serve as the middle-man when it comes to health care. Your primary care physician would then decide whether or not seeking out a specialist is necessary. If your PCP finds it necessary for you to see a specialist, they will then issue you an in-network referral. 
  • Preferred Provider Organizations (PPOs): A Preferred Provider Organization (PPO) has the same organized care characteristic that you will get from an HMO, but with the benefit of more flexible options. A PPO allows you to seek healthcare outside of your network if you feel the need to. Keep in mind that doing so will usually cost you more in out-of-pocket expenses, but a PPO would still cover some of the cost, unlike an HMO. If having a wider variety of options is important to you, then a PPO might be a good option for you. 

Pros and cons of each health plan

Each type of plan comes with their own implications. Ultimately, you’ll have to figure out what is most important to you in order to make your decision. Let’s compare the pros and cons of each plan.

Indemnity Plans

Pros: The major advantage of this type of plan is that you are able to choose where you get your medical care from and which doctor to go to, without the need for a referral or a pre-approval. 

Cons: Indemnity plans will usually come with much higher premiums and deductibles, making them more expensive than perhaps an HMO or PPO. Another area where these plans fall short is the route you may have to take to get coverage. You may have to pay for your medical services out of your own pocket, and subsequently submit a claim to get reimbursed by your insurance company. There’s no telling how long this could take, and you also face the risk of not getting reimbursed at all. 

Health Maintenance Organizations (HMOs) 

Pros: The best thing about getting an HMO insurance plan is that your out-of-pocket medical expenses are usually pretty affordable, and you can expect to pay the same amount for each visit, depending on whether it’s a primary care physician or a specialist.

Cons: In most cases, any services that you receive from a medical professional outside of your healthcare network will not be covered with an HMO plan. Another drawback is that you have to get referred by your primary care physician in order to see a specialist. This may not be seen as a disadvantage to some, but for others it could be seen as an unnecessary extra step in the process if you already know what you need. 

Preferred Provider Organizations (PPO)

Pros: This type of plan offers customers much more flexibility than they would have with an HMO with a lot lower rates than one might experience through an indemnity plan. 

Cons: The main drawback with a PPO is that the out-of-pocket costs are generally less predictable.

Choosing a Health Plan is a post from Pocket Your Dollars.

Source: pocketyourdollars.com

Why More People May Buy Life Insurance in 2021

A federal law passed at the end of 2020 has made permanent life insurance more attractive to some people. The law essentially tweaks the tax code to allow owners of permanent policies to put more money into the savings portion of their policy. As we have explained previously, permanent policies, also known as whole life policies, are a combination insurance-and-savings vehicle.

Source: moneytalksnews.com